Community Reinvestment Act Information The Act (CRA)
The CRA was enacted in 1977 to prevent redlining and to encourage banks and thrifts to help meet the credit needs of all segments of their communities, including low- and moderate-income neighborhoods.
Why I filed an OCC complaint against WELLS FARGO BANK
Although auto dealers are exempt from certain biased lending rules, banks can’t apply racial policies to vehicle loans, as in my case, an AFRICAN AMERICAN who is now 75 years of age.
COURTS and GOVERNMENT AGENCIES, are not concerned when AFRICAN AMERICANS are the VICTIMS.
This country’s HUMAN RIGHTS violations are worse than the Rights CHINA and other countries are accused of committing.
These conditions exist due to Federal, State agencies and banks the like of WELLS FARGO conspiring to violate Civil Rights laws and regulations. It is very difficult for an agency such as the FDIC/OCC to enforce regulations that they themselves do not believe in, and seldom enforce, unless the injured party is a White female as practiced under the so-called “Affirmative Action” legislation put in place and implemented to dilute Civil Rights legislation in order that White Females and White Males would be the beneficiaries.
Courts, Government and Law Enforcement Agencies fail to act when African Americans are THE VICTIMS, see: http://bankwhileblack.blogspot.com/ Bank warned on loan bias on Page D1 of Friday, March 22, 2013 issue of The Press-Enterprise /
